Car Insurance Claims Horror Stories

The nightmare of contributory negligence... Is this the way YOUR state does things?

We had a young lady insured in our agency. She was driving to work one day, waiting to make a left-hand turn, with her turn-signals on, etc... As approaching traffic cleared, she began her turn... just as the bonehead behind her was passing on her left! There was a grinding collision...!

Obviously, it was the passing driver's fault, and we had our insured file a claim , Debt Consolidation Or Bankruptcy against that driver's car insurance. , Discounted Term Assurance That is when we found out the other driver was uninsured.

No problem, we thought. The other driver was speeding, driving without a license, driving without car insurance, , The Lowdown On Discover Student Card passing at an intersection... Clearly at fault... This is exactly why we carry "Uninsured Motorist" coverage... to pay , Vertical Spreads Vertical Call Spread And Vertical Put Spread Value for our damages and injuries if we are struck by an at-fault uninsured driver.

So our insured filed a claim , How Homeowner Can Save Their Home From Foreclosure under her own policy's UM coverage. Simple solution... But the company , How To Get Really Cheap Car Insurance Sometimes Cost Is The Most Important Thing denied the claim! , Baby Shower Gift Baskets Gifts For The Perfect Shower The reason? CONTRIBUTORY NEGLIGENCE.

This legal doctrine, as it applies to car insurance, , Dallas Mortgage Refinance simply says that if you are found to have contributed to the loss to any degree, you cannot collect from the other party!!! How did she contribute? The car insurance , Financing Your Car What You Should Know company said she should have checked her rear-view mirror to see if a speeding, unlicensed, illegally passing bonehead was there before she started her turn..!!! Unbelievable...

Another car insurance , Home Owner Why You Need It And Dont Want To Buy A Home Without It claim that went wrong...

Under the "med pay" coverage of your car insurance , Health History policy, coverage is provided for injuries to anyone "occupying" a covered auto. If you look in the definitions of the policy, however, you see what they mean by occupying... You are "occupying" the car in you are in it... on it... getting into it... getting out of it... getting onto it... or getting off of it!

This can lead to some very interesting claims. , Online Automobile Loan Tips ..

The most bizarre med pay , 5 Important Things To Remember To Get The Best Mortgage claim I ever saw went like this: There was a girl and a guy out on a date. After the movie and dinner, they found themselves with too much time and privacy on their hands, one thing led to another, and the girl found herself pregnant.

The family did not anticipate their teenage daughter getting pregnant, and had no maternity coverage on their health insurance. , How Homeowner Can Save Their Home From Foreclosure So they filed a claim , Online Car Insurance and under the boy's father's car insurance , Vertical Spreads Vertical Call Spread And Vertical Put Spread Value policy's "med pay" coverage! After all, they said... it was an "injury sustained while occupying a covered auto"!

They received full maternity coverage for pre-natal care and delivery!

And we wonder why our car insurance , Access Your Debt Problem premiums are so high...

Doug Haley is a 20+ year veteran of the insurance , Debt Consolidation What Is It All About industry, currently working in pre-licensing education in Tennessee. He is the author of "Secrets Your Insurance , Wyoming Could Play A Key Role In Us Nuclear Future Agent Never Told You" Car Insurance , Why A Financial Planner Should Be Used To Purchase Life Saver Blog at carinsurancesaver.blogspot.com
Secrets Your Car Insurance , Adjustable Rate Mortgages Agent Never Told You at thecarinsuranceguru.com

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