Car Insurance Involved In An Accident With An Uninsured Driver
Uninsured drivers are ten times more likely to drink and drive and three times more likely to be convicted of driving without due care and attention. They also cause one accident , Affordable Health Insurance An Absolute Bargain every six months. In fact one in twenty motorists regularly drive without insurance. , Commercial Mortgage Is There To Fulfill Your Business Needs It's therefore not perhaps surprising that, one in ten of all motorists have been involved in accidents , Home Equity Line Of Credit How To Benefit The Most From A Home Equity Line Of Credit with uninsured drivers. The question is what to do if you're involved in an accident , 3 Free Credit Reports For You with one?
At the time of the accident , 5 Principles For Debt Management you're unlikely to realise that the other driver is uninsured so you'll have to react in the normal way. Take a note of the other car's make, model and registration number. Also note the other driver's name and addres' but whether he'll give you his correct details is perhaps unlikely! Nevertheless, always record what the other driver says. Unless you have this information you'll have no leg to stand on when it comes to getting some of your money , Home Equity Line Of Credit How To Benefit The Most From A Home Equity Line Of Credit back.
Also take notes about the damage to the other car and the accident , The Gambling Of Investment Options scene. Remember to note road markings, road signs, light and weather conditions and whether the other car had its lights o' in fact as much detail as possible. Then if you're lucky enough to have an independent witness get their full contact details. And if you happen to have a camera in the car, take lots of pictures - and try and get one with the other driver clearly in the picture. The police might like that one!
If your policy is comprehensive, your insurer pay , How To Budget Money for your car to be repaired but you could lose your no claims , Transform Yourself Into An Advisor discount unless you've paid to protect it. But then there's the issue of your excess paymen' that's the first part of the repair cost , California And Orange County Home Equity Loans you have to pay , Minimum ment On Credit Cards Bad Idea for. You'll have to pay , Commercial Mortgage Is There To Fulfill Your Business Needs that unless you're lucky enough to have a policy that waives the excess payment , Personal Vs Small Business Credit Card if you're hit by an uninsured driver.
For those of you with third party car insurance, , Recover Your Credit Standing With Bad Credit Commercial Loans you're in for a hard time. Your insurer , Commercial Mortgage Is There To Fulfill Your Business Needs won't pay , Affordable Health Insurance An Absolute Bargain for your repairs and, as the other driver is uninsured, you're not going to get any money , Whole Life Insurance Quotes off him unless you can trace him and succeed in a court action. Even then there's no guarantee that he'll pay , Super Rules Ok up! Your only guaranteed solution is to make a compensation claim , Tips For Choosing Semi Truck And Trailer Insurance to the Motor Insurers' Bureau - but you'll still have to pay , Student Loan Debt Resolution Settlements the firs'00 of the claim. , Consolidating Debts Practical Ways To Reduce Credit Card Debt
The Motor Insurers' Bureau insists that have the other drivers' car registration number and you must first report the accident , No Money Down Mortgage Loans Ways To Get Approved For A Home Loan Online With Zero Down to the police. Always ask the police for a copy of their accident , What Is A Personal Loan report as the Bureau's likely to ask to see it. The Bureau's telephone number is 01908 671681 or you can e-mail them on enquiries@mib.org.uk.
At the moment The UK' Law is being amended to crackdown on uninsured drivers. Not before time. Anyone keeping, not just driving, an uninsured vehicle now faces a fixe'00 fine and can also have their car seized and crushed. Currently the average fine for driving without insurance , Bad Credit Unsecured Loans Free Yourself From The Shackles Of Debt is jus'70 and that's hardly a punishment when car insurance , Chinas Energy Plan To Reduce Its Dependence Upon Coal costs many times more. Losing the car plus a fine o'00 is much more realistic. Let's hope that the courts fully implement the crushing sanction!
A police spokesman said recently' Uninsured drivers are often guilty of many other driving related offences, such as having no driving licence or MOT certificate. We're doing everything in our power to get these dangerous and illegal drivers off our roa'.
We say, go to it blues and two's!
Article Source: http://www.articledashboard.com
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