Car Insurance Involved In An Accident With An Uninsured Driver

Uninsured drivers are ten times more likely to drink and drive and three times more likely to be convicted of driving without due care and attention. They also cause one accident , Take A Last Gasp And Count The Savings every six months. In fact one in twenty motorists regularly drive without insurance. , Do You Need To Buy Rental Car It's therefore not perhaps surprising that, one in ten of all motorists have been involved in accidents , Read How To Consolidate Student Loans Safely Easily with uninsured drivers. The question is what to do if you're involved in an accident , Warren Buffets Investment Ethics with one?

At the time of the accident , Aussie Low Doc High Value Mortgage you're unlikely to realise that the other driver is uninsured so you'll have to react in the normal way. Take a note of the other car's make, model and registration number. Also note the other driver's name and addres' but whether he'll give you his correct details is perhaps unlikely! Nevertheless, always record what the other driver says. Unless you have this information you'll have no leg to stand on when it comes to getting some of your money , Read How To Consolidate Student Loans Safely Easily back.

Also take notes about the damage to the other car and the accident , Home Insurance Quote And Its Necessity scene. Remember to note road markings, road signs, light and weather conditions and whether the other car had its lights o' in fact as much detail as possible. Then if you're lucky enough to have an independent witness get their full contact details. And if you happen to have a camera in the car, take lots of pictures - and try and get one with the other driver clearly in the picture. The police might like that one!

If your policy is comprehensive, your insurer pay , Save Money On Auto Insurance for your car to be repaired but you could lose your no claims , Do You Need To Buy Rental Car Insurance discount unless you've paid to protect it. But then there's the issue of your excess paymen' that's the first part of the repair cost , Auto Insurance Online Taking Advantage Of Special Discounts Using The Internet you have to pay , Warren Buffets Investment Ethics for. You'll have to pay , Guide To Secured Personal Loans that unless you're lucky enough to have a policy that waives the excess payment , Home Refinancing For People With Bad Credit How To Avoid High Fees if you're hit by an uninsured driver.

For those of you with third party car insurance, , Instant Loans For The Needs That Cannot Wait Long For Approval you're in for a hard time. Your insurer , Online Health Insurance The Truth About Cheap Quotes won't pay , Credit Card Debt Management for your repairs and, as the other driver is uninsured, you're not going to get any money , California Bad Credit Loan Focus On How To Raise Your Credit Score off him unless you can trace him and succeed in a court action. Even then there's no guarantee that he'll pay , Credit Card Debt Management up! Your only guaranteed solution is to make a compensation claim , Compare Loans Mortgages Before Applying Online to the Motor Insurers' Bureau - but you'll still have to pay , Aussie Low Doc High Value Mortgage the firs'00 of the claim. , Use Business Loans As A Solution To All Your Business Needs

The Motor Insurers' Bureau insists that have the other drivers' car registration number and you must first report the accident , Farm And Ranch Loans to the police. Always ask the police for a copy of their accident , Do You Need To Buy Rental Car Insurance report as the Bureau's likely to ask to see it. The Bureau's telephone number is 01908 671681 or you can e-mail them on enquiries@mib.org.uk.

At the moment The UK' Law is being amended to crackdown on uninsured drivers. Not before time. Anyone keeping, not just driving, an uninsured vehicle now faces a fixe'00 fine and can also have their car seized and crushed. Currently the average fine for driving without insurance , Debt Consolidation With Home Equity Loans is jus'70 and that's hardly a punishment when car insurance , Tax Changes You Should Know For 2005 Returns costs many times more. Losing the car plus a fine o'00 is much more realistic. Let's hope that the courts fully implement the crushing sanction!

A police spokesman said recently' Uninsured drivers are often guilty of many other driving related offences, such as having no driving licence or MOT certificate. We're doing everything in our power to get these dangerous and illegal drivers off our roa'.

We say, go to it blues and two's!

Michael Challiner is the exclusive finance , Fend Off Financial Worries With Military Loans editor writing for Brokers Online who offer their clients online access to the best car insurance , What Is Free Credit Card Debt Consolidation and cheap life insurance , Use Business Loans As A Solution To All Your Business Needs