Peer Groups

Whenever I see mutual fund , Credit Cards comparisons in the trade , Benefits Of Getting A Payday Cash Advance Now publications and in the financial , Debt Dont Pay Your Minimum Balance section of the newspaper they almost always mention a specific fund , 5 Steps To Successful Property Investment and tell you how good it is in relation to its peer group. A peer group is a specialized sector of mutual funds , Equity Line Of Credit The Answer To Your Financial Needs that all invest , Equity Line Of Credit The Answer To Your Financial Needs in about the same type of stocks , Benefits Of Getting A Payday Cash Advance Now or areas of the world or size of companies , Online Investing Hyip Alternative Investments or some such categorization.

Does this help you make money?

No.

Why?

You have several dogs. A minature poodle, a regular poodle and a very large poodle. On the outside they look very similar, but in performance they can be very different. In a race with a greyhound they will all lose. In a tracking contest with a beagle they will not be able to find the possum. In a contest with a retriever they will not get the bird as quickly. However the large poodle is bigger stronger and can do more than its counterparts. So what? You have the wrong dog for the job.

When you go hunting you don't want a poodle you want a pointer, setter or beagle depending upon the prey. When you invest , Bad Credit Refinancing Yes Even You Can Do It your hard-earned money , Rebuild Your Credit The Right Way The First Time in a mutual fund , Payday Loans For And Against you want the best performer for the type of hunt in which you are engaged and that hunt is for maximum appreciation of your investment. , A Guide To Finding The Best Nashvlille Mortgage Companies Your prey may change form (from a duck to a possum) and as the prey changes so should the animal (fund) you use (invest) also change.

If you had stayed invested in the best technology fund , Options For Individuals With Bad Credit you could find a year ago, the best one in the entire peer group, I can guarantee you have lost money. , Tax Changes You Should Know For 2005 Returns The sector has lost more than 75% of it value. , Financial Management Services It makes no difference if you have the best dog of that breed. If it can't do the job you must change dogs. (Pun intended.)

The important thing to remember when choosing a mutual fund , Financing Basics is to find one that is in a sector that is strong NOW, not a year or 3 years ago. When you go back for 3 years or 5 years you will find that there has been a period of time when that sector had or has a very big decline in value. , Take Easy Finance With Bad Credit Loans When ANY fund , Tax Changes You Should Know For 2005 Returns starts down more than 10% to 20% (you decide) it is time to sell it for another fund , Credit Cards that is still increasing in value. , A Payday Advance Versus A Long Term Bank Loan

When we are in a bear market, , Bad Credit Refinancing Yes Even You Can Do It as we are now, you may not be to locate one that is going up. Do not listen to any broker who says that a group cannot go any lower. You must wait until you see it increasing in value , Medicare Tax every week for at least 2 months or more before committing any funds. , Whitewater Stock Market

You only want to be invested in the best no-load fund , Online Insurance The End Of The High Street Broker in the strongest peer group at all times.

Al Thomas' book, "If It Doesn't Go Up, Don't Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at http://www.mutualfundmagic.com and discover why he's the man that Wall Street does not want you to know.

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