Would An Elected Officials Credit Score Affect Your Vote

Bad credit , What Your Mama Never Told You About Debt Consolidation Services can happen to good people. Often all it takes is a financial , The Sub Prime Mortgage Market And A Past Bankruptcy misstep here or medical emergency there and the average American could easily make a late payment, , 10 Reasons For Selling miss a payment, , Eliminate Credit Card Debt or fall , What Your Mama Never Told You About Debt Consolidation Services behind all together on their bills. While there is usually a unique personal story, and often a very good reason, rarely are individual circumstances a factor when your credit , Why Join The Union Better Benefits Are Hard To Find score is calculated.

Now more than ever it's important for individuals to know their credit , The Case Against Paying Points scores; but apparently private citizens aren't the only ones who need to know the three digit score that's become the "grade" you're given based on your on-going financial , Eliminate Credit Card Debt behavior.

Recently a very gutsy newspaper in Toledo, Ohio challenged both Republican and Democrat City Counsel candidates to "show their cards, , Do You Know The Score And What Does Fico Have To Do With It " by giving access to their credit , How Your Personal Score Helps Generate Capital reports and credit , How Much Money Can I Make With Trading What Account Size Do I Need To Start scores for the voting public to see.

This raises a very interesting question; would an elected official's credit , Finding The Best Auto Loans For Bad score affect your vote?

I began to think about the potential precedent that this challenge would set if all political candidates were asked to "come clean" with this information. Sure 're used to seeing their tax , No Faxing Hassle Free Payday Loans Can Be Yours returns and knowing how much they make, but somehow this seems different, bigger, and more profound.

Credit scores are used by several groups to determine financial , Ask The Expert When Do I Refinance My Home patterns, habits and in some cases even your character. Th're also used to predict the likelihood of your repeating these patterns in the future.

In general credit , Do You Know The Score And What Does Fico Have To Do With It scores range from 300 (low) to 850 (very high) and everywhere in between. There is still some mystery around how a score is calculated and what factors are involved. One thing is for sure, this is a number you need to know and watch. Everyone from your current creditors , Details Of The Chase Perfectcard Application to your car insurance , Do You Think You Qualify For A Car Loan company are checking it periodically to see where you "rank," a low score could result in rate , No Faxing Hassle Free Payday Loans Can Be Yours increases.

It's obvious that as individuals we're "deemed worthy" (creditworthy that is) by our credit , Why You Should Avoid Paying Income Taxes With A Card score on a regular bases. Should the same standards be applied to those we choose to run our cities, states and even this country?

To get a broader perspective on this Pandora's boxlike question I did a bit of research on the overall impact of credit , Car Insurance Surf The Net For A Better Deal reports and credit , The Fair Reporting Act And You scores on an individuals life and came to learn that, according to a Federal Trade , Tips For Applying For Fedral Student Financial Aid Commission Consumer Alert, "Employers often use a credit , Ask The Expert When Do I Refinance My Home report when they hire and evaluate employees for promotion, reassignment or retention."

While to some it might seem unfair or like "big brother" is watching just a little to close, often this practice is widely justified, especially in the wake of Enron, corporate scandals and 9-11. Employers are learning that they can tell a lot about a job candidate and their probability to be a quality employee by their credit , Business Continuity And Payment Systems report and credit , Do You Think You Qualify For A Car Loan score.

Credit scores have the power to be the Varsity letter you wear proudly on your jacket or the Scarlet Letter you wear shamefully on your chest. Given the weight it has on so many aspects of an individuals life, is it fair or even necessary to require political candidates to disclose theirs?

The question will no doubt , 5 Things To Know Before You Apply For A Business Credit Card be debated at water coolers, and in bars, dining rooms, even campaign war rooms all throughout the city of Toledo. I'm in New Jersey (where several candidates are running in heated battles as I write this) and'll be just as intrigued to learn if this fizzles out, or catches fire as a new trend.

It appears to me that the real question voters in Toledo (and soon maybe everywhere) have to ask themselves will be, "Is a credit , Discover The Truth About Repair score (determined by a complex formula that no one seems to quite understand and that doesn't take individual circumstances into consideration) really a good barometer for a political candidates ability to lead or do the job?"

Maybe. Maybe not. But before you form your opinion, I invite you to ask yourself a question. Given your personal financial , Learn To Lose situation, past or present, how many votes would be cast in your favor if your credit , 0 Apr Card Benefits report was used to judge your character or ability to do the job?

Sanyika Calloway Boyce has made her share of money , Introducing The Amazing Stock Repair Strategy mistakes. She now teaches financial , Benefits Of Personal Loans literacy programs for teens, college student and adults. Visit her online at http://www.financialfitnesscoach.com

To find out what your credit , Discover The Truth About Repair score says about you go to http://www.financialfitnesscoach.com/creditreport